About & contact

Charlotte Builder Deals is an independent site from Ricky Peters — a simple place to follow Greater Charlotte new-construction incentives and ask for mortgage or buyer-side help.

Who this is for

Buyers comparing new homes across Charlotte, Huntersville, Gastonia, Indian Trail, Monroe, Belmont, Waxhaw, and nearby communities. Content is public information for new buyer inquiries — not a substitute for builder sales confirmations or a formal loan application.

About Ricky

Ricky Peters is a Charlotte-area mortgage broker with Southend Financial LLC and a Coldwell Banker Realty agent. He tracks weekly builder incentives so buyers can see credits, price cuts, deadlines, and lender conditions in plain English — then decide what to verify next.

How he can help

Deal clarification

Walk through a listed incentive, what’s required, and what to ask the builder’s sales team.

Mortgage questions

Discuss financing options and how a builder package compares — without treating this site as a rate quote.

Buyer representation

Charlotte new-construction guidance for buyers who want help navigating contracts and options.

Independence notice. This website is not an official Coldwell Banker site and is not affiliated with or endorsed by any home builder. Builder names appear only to describe publicly posted incentives.

Disclosures

  • Equal Housing Opportunity.
  • NMLS Consumer Access: nmlsconsumeraccess.org
  • Offers summarized here were checked Nov 5, 2026 against official builder sources. Terms apply; verify before touring or contracting.
  • Southend Financial LLC does not offer builder-affiliated rates described on this site. Rate examples are the builders’ published promotions and typically require their lenders.
  • See Privacy for how the contact form works.